Listing provided courtesy of Better Homes And Gardens Real Estate Main Street Properties- MLS# 682215MLS Provider

2856 Atoka TrlCrestview, FL 32539

Single Family · 3 Beds · 2 Full Baths · 2,016 Sq. ft. | 0.25 Acres
$339,000 Active

2856 Atoka Trl Overview

Time on Site:
54 days
Visits:
6

Open House Friday June 26th 10:30am-1pm! You've been living wrong. Rethink your options with this uber rare lakefront home in Cherokee Bend. Imagine yourself redefining downtime with a cool beverage on the expansive deck, taking in those stunning views under perfect shade trees, casting a lazy line after work from the sandy shore, or just drifting in a canoe on the lake with your morning coffee. With a premier location only 2 miles from I-10 and a world away from the hustle and bustle, this original owner estate property is one of only 8 lakefront homes ever built in this neighborhood. A well-maintained blank slate, this waterfront home is move-in ready with lots to offer - tankless Rannai gas water heater (2018), Lennox Elite HVAC (2017 w/ warranty through May 2027), in-place accordion storm shutters for latch and lock convenience, oversized driveway with side parking apron, 2 car garage, active termite contract (recently renewed), gas fireplace, workbench/storage area in garage, Pella glass storm doors front and rear, and a bonus 75 QLED TV... The open split floorplan is a 3 bedroom with eat-in kitchen plus breakfast bar and offers both a separate dining area and a bonus office, hobby, play or conversation room. The primary suite takes up one side of the home and offers high ceilings, double walk-in closets, dual vanities, walk-in linen storage closet, and a large walk-in shower. Shoal Lake is an HOA owned body of water that allows catch and release fishing (large bass present) and small vessels such as canoes, kayaks, paddleboards, and paddleboats without gas engines. Change one thing, change everything...

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2856 Atoka Trl Facts & Features

  • Type Single Family
  • Sq. ft. 2,016
  • Price/Sq.ft. $168
  • Lot 0.25 Acres

Details

General

Association/HOA

  • Association Fee: 121
  • Association Fee Frequency: Annually
  • Association Fee Includes: Association
  • Association: Yes

School Information

  • Elementary School: Local School In County
  • Middle Or Junior School: LOCAL SCHOOL IN COUNTY
  • High School: Local School In County

Green Features

  • Green Energy Efficient: Insulation,Insulated Walls,Ridge Vent

Building Information

  • New Construction: No
  • Year Built: 2001

Location/Region

  • Country: US
  • County Or Parish: Okaloosa
  • Subdivision Name: Cherokee Bend

Rent/Lease Information

  • Lease Considered: No

General Information

  • Parcel Number: 333N23200100080200
  • Property Condition: Resale
  • Property Sub Type: Single Family Residence
  • Property Type: Residential

Interior

Parking Information

  • Garage Spaces: 2
  • Garage: Yes

Beds/Baths

  • Bathrooms Full: 2
  • Bathrooms Half: 0
  • Bathrooms Total: 2
  • Bedrooms Total: 3

Building Interior

  • Building Area Total: 2016
  • Building Area Units: Square Feet

General Information

  • Appliances: Tankless Water Heater/Gas
  • Electric: Circuit Breakers
  • Flooring: Tile,Carpet
  • Foundation Details: Slab
  • Interior Features: Bonus Room,Office/Study
  • Leasable Area Units: Square Feet
  • Levels: One
  • Living Area: 2016
  • Living Area Units: Square Feet
  • Stories: 1
  • Window Features: Double Pane Windows

Exterior

Parking Information

  • Parking Features: 2 Car Garage,Front Entrance
  • Parking Total: 2

Lot Information

  • Frontage Length: Water Frontage(88)
  • Lot Features: Central Access
  • Lot Size Acres: 0.25
  • Lot Size Area: 0.25
  • Lot Size Square Feet: 10890
  • Lot Size Units: Acres
  • Road Responsibility: County Maintained Road
  • Water Source: Public

Waterfront/View

  • Waterfront Features: Lake,Natural
  • Waterfront: Yes

Building Exterior/Construction

  • Architectural Style: Traditional
  • Construction Materials: Frame
  • Property Attached: No
  • Roof: Composition

General Information

  • Carport: No
  • Covered Spaces: 2
  • Horse: No
  • Pool Features: None
  • Sewer: Septic Tank

2856 Atoka Trl Neighborhood

Community

32539 (CRESTVIEW) Demographics

34
Median Age
246
Population Density (per sq. mile)
34%
College Educated
$56,597
Estimated Median Income
7,681
Estimated Total Home Owners
2,415
Estimated Total Renters
76% / 24%
Estimated Owner / Renter Divide
3
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.
* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

2856 Atoka Trl Market Data

Based on the last 30 days in this zip code

$338,775
Average List Price
$182
Average Price per Square Foot
2
Properties Sold
88
Average Days on Market
361
Properties for Sale
Calculations provided by Reliance Network

2856 Atoka Trl History

Date Event Value Agent
6/29/2026Source: Pensacola MLS Price Reduction
$339,000 -2.9%
5/7/2026Source: Pensacola MLS Added to Database
May 07, 2026