Listing provided courtesy of Barbara B. Jenness, PA- MLS# 261736MLS Provider

524 Cedar Creek RdPalatka, FL 32177

Single Family · 3 Beds · 3 Full Baths · 3,722 Sq. ft. | 1.47 Acres
$919,000 Active

524 Cedar Creek Rd Overview

Time on Site:
84 days
Visits:
5

Set behind a private gate, this exceptional riverfront property offers approximately 128 feet of deep, navigable frontage along the St. Johns River—blending seclusion, usability, and a true waterfront lifestyle across roughly 1.47 acres. The residence features 3 bedrooms, 3 full baths, and nearly 3,000 square feet of thoughtfully designed living space, including wheelchair-accessible features for ease and comfort throughout. A Spanish-inspired tile-look metal roof (2021) makes a strong first impression, while mature palms, vibrant azaleas, and fruit trees frame the grounds along the water's edge. Notably, the property is high and dry, situated in flood zone X. Inside, engineered Brazilian teak flooring (2022) carries through much of the open floor plan home. The kitchen is both functional and inviting, offering leathered granite countertops (2022), a breakfast bar, and an eat-in layout positioned to capture sweeping river views. Two wood-burning fireplaces add warmth and character.

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524 Cedar Creek Rd Facts & Features

  • Type Single Family
  • Sq. ft. 3,722
  • Price/Sq.ft. $247
  • Lot 1.47 Acres

Details

General

Association/HOA

  • Association: No

Building Information

  • New Construction: No
  • Year Built: 1994

Location/Region

  • County Or Parish: Putnam
  • MLS Area Major: 21 - Putnam County
  • Subdivision Name: Bostwick

Rent/Lease Information

  • Lease Term: No Minimum

Tax Information

  • Tax Annual Amount: $8,548.00
  • Tax Year: 2025

General Information

  • Parcel Number: 23-08-27-0000-0060-0010
  • Property Sub Type: Single Family Residence
  • Property Type: RESIDENTIAL
  • Zoning: R-2 R

Interior

Beds/Baths

  • Bathrooms Full: 3
  • Bedrooms Total: 3

General Information

  • Cooling: Central, Electric
  • Entry Level: GROUND LEVEL
  • Entry Location: Ground Level
  • Flooring: Tile, Wood
  • Heating: Central, Electric, Heat Pump
  • Living Area: 3722
  • Security Features: Security Gate
  • Stories: 1

Exterior

Parking Information

  • Parking Features: 2 Car Garage, Attached, Garage Door Opener, Gated

Lot Information

  • Lot Size Acres: 1.47
  • Lot Size Area: 1+ Acres
  • Lot Size Dimensions: 64033
  • Water Source: Well

Waterfront/View

  • Waterfront Features: River
  • Waterfront: Yes

Building Exterior/Construction

  • Architectural Style: Single Family Home
  • Construction Materials: Brick
  • Roof: Metal

General Information

  • Sewer: Installed, Septic

524 Cedar Creek Rd Neighborhood

Community

32177 (PALATKA) Demographics

41
Median Age
110
Population Density (per sq. mile)
20%
College Educated
$40,800
Estimated Median Income
7,263
Estimated Total Home Owners
3,829
Estimated Total Renters
65% / 35%
Estimated Owner / Renter Divide
2
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

524 Cedar Creek Rd Monthly Cost

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

524 Cedar Creek Rd Market Data

Based on the last 30 days in this zip code

$311,715
Average List Price
$192
Average Price per Square Foot
25
Properties Sold
106
Average Days on Market
217
Properties for Sale
Calculations provided by Reliance Network

524 Cedar Creek Rd History

Date Event Value Agent
5/21/2026Source: St. Johns/St. Augustine MLS Price Reduction
$919,000 -3.3%
5/21/2026Source: North East Florida MLS Price Reduction
$919,000 -3.3%
4/7/2026Source: St. Johns/St. Augustine MLS Added to Database
April 07, 2026
3/22/2026Source: North East Florida MLS Added to Database
March 22, 2026