Listing provided courtesy of PEPINE REALTYas Distributed by MLSGrid- MLS# MFRGC540724MLS Provider

9820 SW 89TH TERRACE #EOCALA, FL 34481

Single Family · 2 Beds · 2 Full Baths · 1,748 Sq. ft. | 0.05 Acres
$198,000 Active

9820 SW 89TH TERRACE #E Overview

Time on Site:
33 days
Visits:
0

PRICE IMPROVEMENT!! Seller is motivated. Welcome to the highly desirable On Top of the World 55+ community, where comfort, entertainment, and maintenance-free living come together! Situated on a desirable corner lot and within short distance to all the amazing amenities, this beautifully maintained home offers the perfect blend of convenience and active living. Enjoy resort-style amenities including a clubhouse, pickleball courts, swimming pools, fitness centers, bingo nights, and countless social activities. The monthly HOA covers lawn care, exterior house painting, sprinkler system maintenance, gate access, trash service, dumpsters, mailboxes, and even a golf cart sticker for added convenience. This move-in ready home features fresh interior paint completed in 2025, updated flooring, a new roof in 2025, A/C replaced in 2023, and a water heater installed in 2021. Enjoy peace of mind with Leaf Filter gutter protection throughout the home and annual pest control service. The spacious lanai includes beautiful plantation shutters installed in 2020, adding a versatile and elegant touch to the home while providing excellent natural light control and privacy. The renovated primary bedroom completed in 2021 adds a modern and comfortable touch, while the kitchen offers stainless steel appliances, tile flooring, and plenty of functionality. Bathrooms feature cozy carpeting for added comfort. If you are looking for an active 55 community with endless amenities, low-maintenance living, and a prime location, this home is a must-see!

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9820 SW 89TH TERRACE #E Facts & Features

  • Type Single Family
  • Sq. ft. 1,748
  • Price/Sq.ft. $113
  • Lot 0.05 Acres

Details

General

Association/HOA

  • Association Amenities: Fence Restrictions,Fitness Center,Gated,Golf Course,Pickleball Court(s),Pool,Trail(s)
  • Association Fee: 500
  • Association Fee Frequency: Monthly
  • Association Name: Top Of the World
  • Association: Yes

Building Information

  • New Construction: No
  • Year Built: 1994

Location/Region

  • Country: US
  • County Or Parish: Marion
  • MLS Area Major: 34481 - Ocala
  • Subdivision Name: CIRCLE SQUARE WOODS
  • Township: 16

Community/Development

  • Community Features: Buyer Approval Required,Clubhouse,Fitness Center,Gated Community - Guard,Golf Carts OK,Golf,Handicap Modified,Pool,Restaurant,Tennis Court(s),Wheelchair Access

Tax Information

  • Tax Annual Amount: 709
  • Tax Year: 2025

General Information

  • Furnished: Unfurnished
  • Listing Terms: Cash,Conventional,FHA
  • Ownership: Fee Simple
  • Parcel Number: 3530-2476-05
  • Pets Allowed: Yes
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Senior Community: Yes
  • Special Listing Conditions: None
  • Zoning: PUD

Interior

Parking Information

  • Garage Spaces: 2
  • Garage: Yes

Beds/Baths

  • Bathrooms Full: 2
  • Bathrooms Half: 0
  • Bathrooms Total: 2
  • Bedrooms Total: 2

Building Interior

  • Building Area Source: Public Records
  • Building Area Total: 1748
  • Building Area Units: Square Feet

General Information

  • Appliances: Cooktop,Dishwasher,Dryer,Refrigerator,Washer
  • Cooling: Central Air
  • Fireplace: No
  • Flooring: Carpet,Luxury Vinyl
  • Foundation Details: Block,Concrete Perimeter
  • Heating: None
  • Interior Features: Walk-In Closet(s)
  • Laundry Features: In Garage
  • Levels: One
  • Living Area: 1748
  • Living Area Source: Public Records
  • Living Area Units: Square Feet
  • Window Features: Skylight(s)

Unit Information

  • Unit Number: E

Exterior

Lot Information

  • Additional Parcels: No
  • Lot Size Square Feet: 2200
  • Road Surface Type: Asphalt,Paved
  • Water Source: Public

Waterfront/View

  • Waterfront: No

Building Exterior/Construction

  • Attached Garage: Yes
  • Construction Materials: Block,Concrete
  • Direction Faces: South
  • Patio And Porch Features: Front Porch
  • Roof: Shingle

General Information

  • Carport: No
  • Exterior Features: Garden
  • Pool Private: No
  • Sewer: Public Sewer
  • Utilities: Public

Room Information

Room: Bathroom 1

  • Level: First

Room: Dining Room

  • Level: First

Room: Family Room

  • Level: First

Room: Kitchen

  • Level: First

Room: Living Room

  • Level: First

Room: Primary Bathroom

  • Level: First

Room: Primary Bedroom

  • Level: First

9820 SW 89TH TERRACE #E Neighborhood

Community

34481 (OCALA) Demographics

69
Median Age
324
Population Density (per sq. mile)
36%
College Educated
$44,052
Estimated Median Income
10,099
Estimated Total Home Owners
1,315
Estimated Total Renters
88% / 12%
Estimated Owner / Renter Divide
2
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data unavailable, School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

9820 SW 89TH TERRACE #E Monthly Cost

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

9820 SW 89TH TERRACE #E Market Data

Based on the last 30 days in this zip code

$370,576
Average List Price
$208
Average Price per Square Foot
125
Properties Sold
117
Average Days on Market
756
Properties for Sale
Calculations provided by Reliance Network

9820 SW 89TH TERRACE #E History

Date Event Value Agent
6/24/2026Source: My Florida Regional MLS Price Reduction
$198,000 -5.7%
5/28/2026Source: My Florida Regional MLS Added to Database
May 28, 2026
10/14/2022Source: My Florida Regional MLS Added to Database
October 14, 2022