Listing provided courtesy of CRYSTAL SNOOK REAL ESTATEas Distributed by MLSGrid- MLS# MFROM708396MLS Provider

10399 NE 218TH LANE ROADFORT MC COY, FL 32134

Single Family · 4 Beds · 2 Full Baths · 2,178 Sq. ft. | 1.19 Acres
$449,900 Active

10399 NE 218TH LANE ROAD Overview

Time on Site:
284 days
Visits:
0

Dream no more—welcome to your own 1+ acre lakefront retreat on the pristine shores of private Pegram Lake, a 90-acre spring-fed gem. This residence, the very first home ever built on the lake, has been completely reimagined—renovated down to the studs. Every detail has been thoughtfully designed, blending luxury finishes with the natural beauty of Florida living. Here, life on the water is effortless—enjoy boating, jet skiing, fishing, or simply relaxing along your own shoreline. Across the lake, a private island adds to the charm of this natural oasis. The lake is also a sanctuary for Florida’s native wildlife; it’s not uncommon to see graceful sandhill cranes, herons, and geese migrating along the shoreline, creating a peaceful and picturesque backdrop. The grounds feature a lovely pollinator garden, perfect for cultivating your favorite plants or simply enjoying the serenity of the outdoors. The gourmet kitchen is a showstopper, boasting exotic granite countertops, custom cabinetry, custom farmhouse sink and a stone-accented fireplace. A spacious island provides bar seating, while the open dining area features a built-in butler’s cabinet—all overlooking breathtaking lake views. The spa-inspired main-level bath offers a glass shower and freestanding tub with barn-door entry. An enclosed Florida room under A/C flows seamlessly to the lakeside porch, while upstairs you’ll find three bedrooms, a second fully renovated bath, and even a second kitchen—making this home an ideal AirBnB or multi-generational retreat. Rental potential is outstanding, with nightly rates of $250–$300 or $1,500–$1,800 per week. This is more than a home—it’s a lifestyle, a sanctuary, and an investment opportunity all in one. Bring your family, friends, or guests and experience the rare beauty of Florida lakefront living.

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10399 NE 218TH LANE ROAD Facts & Features

  • Type Single Family
  • Sq. ft. 2,178
  • Price/Sq.ft. $207
  • Lot 1.19 Acres

Details

General

Association/HOA

  • Association: No

School Information

  • Elementary School: Fort McCoy School (K-8)
  • Middle Or Junior School: Ft McCoy Middle
  • High School: North Marion High School

Building Information

  • New Construction: No
  • Year Built: 1960

Location/Region

  • Country: US
  • County Or Parish: Marion
  • MLS Area Major: 32134 - Fort Mc Coy/Salt Springs
  • Subdivision Name: LAKE PEGRAM
  • Township: 12S

Tax Information

  • Tax Annual Amount: 4314.64
  • Tax Year: 2024

General Information

  • Furnished: Unfurnished
  • Listing Terms: Cash,Conventional
  • Ownership: Fee Simple
  • Parcel Number: 04541-000-00
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Senior Community: No
  • Special Listing Conditions: None
  • Zoning: R4

Interior

Parking Information

  • Garage Spaces: 2
  • Garage: Yes

Beds/Baths

  • Bathrooms Full: 2
  • Bathrooms Half: 0
  • Bathrooms Total: 2
  • Bedrooms Total: 4

Building Interior

  • Building Area Source: Public Records
  • Building Area Total: 3702
  • Building Area Units: Square Feet

General Information

  • Appliances: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
  • Cooling: Central Air
  • Fireplace: No
  • Flooring: Carpet,Vinyl
  • Foundation Details: Slab
  • Heating: Central,Electric
  • Interior Features: PrimaryBedroom Upstairs,Solid Surface Counters,Solid Wood Cabinets,Thermostat,Window Treatments
  • Laundry Features: Inside,Laundry Room,Upper Level
  • Levels: Two
  • Living Area: 2178
  • Living Area Source: Public Records
  • Living Area Units: Square Feet
  • Stories Total: 2
  • Window Features: Blinds,Window Treatments

Exterior

Lot Information

  • Additional Parcels: No
  • Lot Size Acres: 1.19
  • Lot Size Dimensions: 75x168
  • Lot Size Square Feet: 51836
  • Road Surface Type: Dirt,Unimproved
  • Water Source: Well

Waterfront/View

  • Waterfront: No

Building Exterior/Construction

  • Attached Garage: Yes
  • Construction Materials: Wood Siding
  • Direction Faces: Northeast
  • Roof: Metal

General Information

  • Carport: No
  • Exterior Features: Balcony
  • Pool Private: No
  • Sewer: Septic Tank
  • Utilities: Electricity Connected

Room Information

Room: Kitchen

  • Level: First
  • Dimensions: 15x13
  • Length: 13
  • Width: 15

Room: Living Room

  • Level: First
  • Dimensions: 15x15
  • Length: 15
  • Width: 15

Room: Primary Bedroom

  • Level: Second
  • Dimensions: 11x12
  • Length: 12
  • Width: 11

10399 NE 218TH LANE ROAD Neighborhood

Community

32134 (Fort McCoy) Demographics

53
Median Age
29
Population Density (per sq. mile)
18%
College Educated
$36,716
Estimated Median Income
2,902
Estimated Total Home Owners
375
Estimated Total Renters
89% / 11%
Estimated Owner / Renter Divide
2
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

10399 NE 218TH LANE ROAD Monthly Cost

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

10399 NE 218TH LANE ROAD Market Data

Based on the last 30 days in this zip code

$232,043
Average List Price
$192
Average Price per Square Foot
14
Properties Sold
157
Average Days on Market
102
Properties for Sale
Calculations provided by Reliance Network

10399 NE 218TH LANE ROAD History

Date Event Value Agent
5/4/2026Source: My Florida Regional MLS Price Reduction
$449,900 -3.2%
2/3/2026Source: My Florida Regional MLS Price Reduction
$465,000 -7.0%
1/12/2026Source: My Florida Regional MLS Price Reduction
$499,900 -4.8%
11/7/2025Source: My Florida Regional MLS Price Reduction
$524,900 -4.5%
10/3/2025Source: My Florida Regional MLS Price Reduction
$549,900 -4.3%
9/18/2025Source: My Florida Regional MLS Price Reduction
$574,900 -4.2%
8/28/2025Source: My Florida Regional MLS Added to Database
August 28, 2025
10/14/2022Source: My Florida Regional MLS Added to Database
October 14, 2022