Listing provided courtesy of WATSON REALTY CORP.- MLS# 116504MLS Provider

97371 HARBOR CONCOURSE CircleFernandina Beach, FL 32034

Single Family · 4 Beds · 2 Full Baths · 1 Partial Bath · 2,511 Sq. ft. | 0.13 Acres
$469,000 Active

97371 HARBOR CONCOURSE Circle Overview

Time on Site:
6 days
Visits:
0

Experience the best of Fernandina Beach living in this beautifully maintained waterfront home located in the highly desirable Harbor Concourse community. Built by Dream Finders Homes, the popular Riverside B floor plan offers 4 bedrooms, 2.5 baths and over 2,500 square feet of thoughtfully designed living space. The open-concept layout features wide-plank flooring throughout the main living areas, abundant natural light, upgraded lighting, and stylish farmhouse-inspired finishes. The upgraded gourmet kitchen is the heart of the home, showcasing 42-inch shaker cabinetry, quartz countertops, stainless steel appliances, a marble backsplash, and an oversized center island perfect for entertaining. The spacious family room opens through a dramatic 9' x 8' sliding glass door to a covered lanai overlooking a tranquil pond, creating the ideal indoor-outdoor lifestyle. A separate dining area provides plenty of space for gatherings and special occasions. The owner's retreat offers privacy and comfort with water views and a spa-like bath featuring dual vanities, a separate shower, and generous closet space. Upstairs, three additional bedrooms provide flexibility for family, guests, a home office, or hobby room. Additional features include a full irrigation system, covered front entry, two-car garage, public water and sewer, low annual HOA fees, and no CDD fees. Harbor Concourse is conveniently located just minutes from Amelia Island beaches, Historic Downtown Fernandina Beach, shopping, dining, medical facilities, schools, easy access to I-95 and 30 minutes to JAX airport. Enjoy waterfront views, modern upgrades, and an exceptional location in one of Nassau County's most sought-after communities. Welcome home!

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97371 HARBOR CONCOURSE Circle Facts & Features

  • Type Single Family
  • Sq. ft. 2,511
  • Price/Sq.ft. $187
  • Lot 0.13 Acres

Details

General

Association/HOA

  • Association Fee: 660.0
  • Association Fee Frequency: Annually
  • Association: true

Building Information

  • Year Built: 2019

Location/Region

  • County Or Parish: Nassau
  • MLS Area Major: Ar 7 Mainland, Sub 2
  • Postal City: Fernandina Beach
  • Subdivision Name: Harbor Concourse

General Information

  • Listing Terms: Cash,Conventional,FHA,VA Loan
  • Parcel Number: 29-2N-28-0115-0142-0000
  • Property Condition: Resale
  • Property Sub Type: Residential
  • Property Type: Residential
  • Special Listing Conditions: None
  • Zoning: R-1

Interior

Parking Information

  • Garage Spaces: 2.0
  • Garage: true

Beds/Baths

  • Bathrooms Full: 2
  • Bathrooms Partial: 1
  • Bathrooms Total: 3
  • Bedrooms Total: 4

Building Interior

  • Building Area Source: Assessor
  • Building Area Total: 2511.0

General Information

  • Appliances: Dryer,Dishwasher,Disposal,Microwave,Oven,Refrigerator,Stove,Washer
  • Levels: Two
  • Living Area: 2511.0
  • Living Area Source: Assessor
  • Rooms Total: 0
  • Stories: 2
  • Window Features: Vinyl

Exterior

Parking Information

  • Parking Features: Two Car Garage

Lot Information

  • Lot Size Acres: 0.13
  • Lot Size Area: 0.13
  • Lot Size Dimensions: 5,500 sq ft
  • Lot Size Units: Acres
  • Road Surface Type: Paved
  • Water Source: Public

Waterfront/View

  • Waterfront Features: Pond

Building Exterior/Construction

  • Architectural Style: Two Story
  • Construction Materials: Fiber Cement,Frame
  • Patio And Porch Features: Open,Patio
  • Roof: Shingle

General Information

  • Pool Features: None
  • Sewer: Public Sewer

97371 HARBOR CONCOURSE Circle Neighborhood

Community

32034 (Fernandina Beach) Demographics

54
Median Age
536
Population Density (per sq. mile)
55%
College Educated
$85,854
Estimated Median Income
13,404
Estimated Total Home Owners
2,887
Estimated Total Renters
82% / 18%
Estimated Owner / Renter Divide
2
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

97371 HARBOR CONCOURSE Circle Monthly Cost

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

97371 HARBOR CONCOURSE Circle Market Data

Based on the last 30 days in this zip code

$979,770
Average List Price
$442
Average Price per Square Foot
136
Properties Sold
118
Average Days on Market
925
Properties for Sale
Calculations provided by Reliance Network

97371 HARBOR CONCOURSE Circle History

Date Event Value Agent
6/24/2026Source: Amelia Nassau MLS Added to Database
June 24, 2026