Donna Hodges

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Listing provided courtesy of CENTURY 21 MILLER ELITE- MLS# 113840MLS Provider

94232 PALM CircleFernandina Beach, FL 32034

Vacant Land · 0.63 Acres
$85,000 Active

94232 PALM Circle Overview

Time on Site:
260 days
Visits:
1

Discover the perfect blend of freedom and coastal convenience on Palm Circle West. This spacious homesite offers the rare opportunity to build your dream home in Fernandina Beach—without the restrictions of an HOA. The property is partially cleared, giving you a head start on your vision while maintaining mature natural privacy. Located just minutes from the public boat ramp, this lot is ideal for those who love to spend their days on the water—whether boating, fishing, or exploring the scenic waterways of Amelia Island and the Intracoastal. With ample room for a boat, RV, or workshop, this property caters to a lifestyle of adventure and flexibility. Enjoy the best of both worlds: a quiet residential setting just a short drive from historic downtown Fernandina Beach, Amelia Island’s pristine beaches, Jacksonville International Airport, or southern Georgia. Whether you’re ready to build now or invest for the future, this lot offers the freedom, location, and potential that coastal buyers dream of.

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94232 PALM Circle Facts & Features

  • Type Vacant Land
  • Lot 0.63 Acres

Details

General

Association/HOA

  • Association: false

Business Information

  • Current Use: Vacant

Location/Region

  • County Or Parish: Nassau
  • MLS Area Major: Ar 7 Mainland, Sub 2
  • Postal City: Fernandina Beach
  • Subdivision Name: Holly Point

General Information

  • Listing Terms: Cash,Conventional,VA Loan
  • Parcel Number: 45-2N-28-525D-0044-0000
  • Possible Use: Residential
  • Property Sub Type: Residential
  • Property Type: Land
  • Special Listing Conditions: None
  • Zoning: RM

Interior

Exterior

Lot Information

  • Frontage Length: 130
  • Lot Features: Other,See Remarks
  • Lot Size Acres: 0.6333
  • Lot Size Area: 0.6333
  • Lot Size Dimensions: 130x209x138x213
  • Lot Size Units: Acres
  • Road Surface Type: Paved
  • Water Source: Private,Well

Building Exterior/Construction

  • Direction Faces: Northwest

General Information

  • Sewer: Septic Tank
  • Utilities: Cable Available,Electricity Available,Phone Available

94232 PALM Circle Neighborhood

Community

32034 (Fernandina Beach) Demographics

54
Median Age
536
Population Density (per sq. mile)
55%
College Educated
$85,854
Estimated Median Income
13,404
Estimated Total Home Owners
2,887
Estimated Total Renters
82% / 18%
Estimated Owner / Renter Divide
2
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

94232 PALM Circle Monthly Cost

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Meredith Medvec
Dylan Leitman
* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

94232 PALM Circle Market Data

Based on the last 30 days in this zip code

$979,793
Average List Price
$442
Average Price per Square Foot
136
Properties Sold
118
Average Days on Market
926
Properties for Sale
Calculations provided by Reliance Network

94232 PALM Circle History

Date Event Value Agent
4/9/2026Source: Amelia Nassau MLS Price Reduction
$85,000 -10.5%
10/13/2025Source: Amelia Nassau MLS Added to Database
October 13, 2025