Listing provided courtesy of EXP Realty, LLC- MLS# 681904MLS Provider

940 E Highway 98 #44Destin, FL 32541

Condo · 2 Beds · 2 Full Baths · 1 Half Bath · 1,191 Sq. ft.
$439,000 Active

940 E Highway 98 #44 Overview

Time on Site:
60 days
Visits:
0

Welcome to this beautifully positioned 2-bedroom, 2.5-bath waterfront townhome in the highly desirable South Bay by the Gulf community. Offering 1,191 sq ft of refined coastal living, this fully furnished, two-story residence features a light-filled open living space, well-appointed kitchen, and two private balconies overlooking serene lake views. Enjoy a resort-style lifestyle with private beach access, swimming pools, tennis courts, and beautifully maintained grounds—all just a few steps away from the sugar-white sands of the Emerald Coast. An exceptional opportunity as a primary residence, second home, or investment property.

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940 E Highway 98 #44 Facts & Features

  • Type Condo
  • Sq. ft. 1,191
  • Price/Sq.ft. $369

Details

General

Association/HOA

  • Association Fee: 10320
  • Association Fee Frequency: Annually
  • Association Fee Includes: Maintenance Grounds,Management,Recreation Facility
  • Association: Yes

School Information

  • Elementary School: Local School In County
  • Middle Or Junior School: LOCAL SCHOOL IN COUNTY
  • High School: Local School In County

Building Information

  • Building Name: South Bay By The Gulf
  • New Construction: No
  • Year Built: 1974

Location/Region

  • Country: US
  • County Or Parish: Okaloosa
  • Subdivision Name: Southbay

Community/Development

  • Community Features: Beach,Pool,Tennis Court(s),Waterfront Deed Access

Rent/Lease Information

  • Lease Considered: No

General Information

  • Parcel Number: 002S22420000H50000
  • Property Condition: Resale
  • Property Sub Type: Condo
  • Property Type: Residential
  • Special Listing Conditions: As Is

Interior

Parking Information

  • Garage: No

Beds/Baths

  • Bathrooms Full: 2
  • Bathrooms Half: 1
  • Bathrooms Total: 3
  • Bedrooms Total: 2

Building Interior

  • Building Area Total: 1191
  • Building Area Units: Square Feet

General Information

  • Appliances: Electric Water Heater,Dryer,Washer,Built In Microwave,Dishwasher,Refrigerator
  • Electric: Copper Wiring
  • Flooring: Tile
  • Foundation Details: Slab
  • Interior Features: Ceiling Fan(s)
  • Leasable Area Units: Square Feet
  • Levels: Two
  • Living Area: 1191
  • Living Area Units: Square Feet
  • Stories: 2

Unit Information

  • Unit Number: 44

Exterior

Parking Information

  • Parking Features: 1 Space/Unit

Lot Information

  • Lot Size Acres: 0
  • Lot Size Area: 0
  • Lot Size Square Feet: 0
  • Lot Size Units: Acres
  • Road Responsibility: Private Maintained Road
  • Water Source: Public

Waterfront/View

  • Waterfront Features: Lake,Waterfront,Beach Access,Deed Access
  • Waterfront: Yes

Building Exterior/Construction

  • Architectural Style: Contemporary
  • Construction Materials: Concrete,Frame
  • Roof: Shingle

General Information

  • Carport: No
  • Exterior Features: Balcony,Barbecue,Tennis Court(s)
  • Horse: No
  • Pool Features: In Ground,Fenced
  • Sewer: Public Sewer

940 E Highway 98 #44 Neighborhood

Community

32541 (Destin) Demographics

42
Median Age
1,066
Population Density (per sq. mile)
56%
College Educated
$84,865
Estimated Median Income
5,459
Estimated Total Home Owners
2,858
Estimated Total Renters
66% / 34%
Estimated Owner / Renter Divide
2
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

940 E Highway 98 #44 Monthly Cost

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

940 E Highway 98 #44 Market Data

Based on the last 30 days in this zip code

$1,022,822
Average List Price
$528
Average Price per Square Foot
3
Properties Sold
148
Average Days on Market
809
Properties for Sale
Calculations provided by Reliance Network

940 E Highway 98 #44 History

Date Event Value Agent
5/1/2026Source: Pensacola MLS Added to Database
May 01, 2026