Listing provided courtesy of LPT REALTY, LLCas Distributed by MLSGrid- MLS# MFRO6368796MLS Provider

1028 COTTAGE DRIVETHE VILLAGES, FL 32162

Single Family · 2 Beds · 2 Full Baths · 2,525 Sq. ft. | 0.16 Acres
$1,085,000 Active

1028 COTTAGE DRIVE Overview

Time on Site:
166 days
Visits:
11

Welcome to an exceptional opportunity to own a fully furnished, turn-key luxury home in one of the most exclusive and sought-after neighborhoods in The Villages—The Lakeshore Cottages at Lake Sumter Landing. Perfectly positioned on an oversized homesite, this beautifully enhanced residence delivers elegance, comfort, and convenience in a setting designed for an elevated lifestyle. From the moment you arrive, the artfully color-coated driveway, mature landscaping, and manicured grounds create striking curb appeal. An irrigation system keeps the grounds lush year-round, while a fully paid bond (NO CDD fee!) adds long-term value and peace of mind. And yes—the golf car conveys, because life here is meant to be enjoyed with ease. This thoughtfully designed 2-bedroom, 2-bath home offers versatile living spaces that adapt effortlessly to your lifestyle. A screened front porch welcomes you home, perfect for morning coffee or evening conversation, while the wrap-around screened lanai provides a relaxing outdoor retreat for year-round enjoyment. Inside, vaulted ceilings create an open, airy feel that complements the refined finishes throughout. The gourmet kitchen is both beautiful and functional, featuring granite countertops, maple and silk/bisque cabinetry, and a gas range—ideal for anyone who loves to cook or entertain. Every detail has been carefully selected to balance style with everyday livability. Beyond the main living areas, you’ll find a den/study ideal for reading, working, or quiet reflection, along with a dedicated hobby room that opens the door to creativity, organization, or additional flex space. Whether hosting guests or enjoying a peaceful evening in, this home adapts effortlessly to every season of life. What truly sets this residence apart is its location. Lakeshore Cottages is known for its charming homes wrapped in spacious porches found nowhere else in the community, surrounded by lush landscaping and timeless architecture. The private neighborhood pool, located at the heart of the community, is the perfect place to cool off, relax, or connect with neighbors. Just around the corner, Lake Sumter Landing Market Square offers an unmatched lifestyle experience with shopping, dining, waterfront views, and nightly entertainment. From live music to waterfront strolls, everything you love about The Villages is moments from your front door. This is more than a home—it’s a refined retreat where luxury meets ease, where thoughtful enhancements elevate everyday living, and where one of the most desirable addresses in The Villages invites you to enjoy life exactly the way it was meant to be lived. PLEASE NOTE: Any and all Seller Concessions will be considered when Buyer uses Seller Approved Lender.

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1028 COTTAGE DRIVE Facts & Features

  • Type Single Family
  • Sq. ft. 2,525
  • Price/Sq.ft. $430
  • Lot 0.16 Acres

Details

General

Association/HOA

  • Association: No

Building Information

  • New Construction: No
  • Year Built: 2004

Location/Region

  • Country: US
  • County Or Parish: Sumter
  • MLS Area Major: 32162 - Lady Lake/The Villages
  • Subdivision Name: VILLAGES OF SUMTER LAKE SHORE COTTAGES
  • Township: 18S

Tax Information

  • Tax Annual Amount: 6441.55
  • Tax Year: 2025

General Information

  • Furnished: Furnished
  • Ownership: Fee Simple
  • Parcel Number: D23C009
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Senior Community: Yes
  • Special Listing Conditions: None
  • Zoning: R

Interior

Parking Information

  • Garage Spaces: 2
  • Garage: Yes

Beds/Baths

  • Bathrooms Full: 2
  • Bathrooms Half: 0
  • Bathrooms Total: 2
  • Bedrooms Total: 2

Building Interior

  • Building Area Source: Owner
  • Building Area Total: 3302
  • Building Area Units: Square Feet

General Information

  • Appliances: Dishwasher,Disposal,Dryer,Microwave,Washer
  • Cooling: Central Air
  • Fireplace: No
  • Flooring: Other
  • Foundation Details: Slab
  • Heating: Central
  • Interior Features: Other
  • Laundry Features: Inside
  • Levels: Two
  • Living Area: 2525
  • Living Area Source: Owner
  • Living Area Units: Square Feet
  • Stories Total: 2

Exterior

Lot Information

  • Additional Parcels: No
  • Lot Size Acres: 0.16
  • Lot Size Square Feet: 6796
  • Road Surface Type: Asphalt
  • Water Source: Public

Waterfront/View

  • Waterfront: No

Building Exterior/Construction

  • Attached Garage: Yes
  • Construction Materials: Block
  • Direction Faces: Southeast
  • Roof: Shingle

General Information

  • Carport: No
  • Exterior Features: Other
  • Pool Private: No
  • Sewer: Public Sewer
  • Utilities: BB/HS Internet Available

Room Information

Room: Kitchen

  • Level: First

Room: Living Room

  • Level: First

Room: Primary Bedroom

  • Level: First

1028 COTTAGE DRIVE Neighborhood

Community

32162 (THE VILLAGES) Demographics

72
Median Age
2,327
Population Density (per sq. mile)
52%
College Educated
$64,578
Estimated Median Income
29,944
Estimated Total Home Owners
1,316
Estimated Total Renters
96% / 4%
Estimated Owner / Renter Divide
2
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

1028 COTTAGE DRIVE Monthly Cost

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

1028 COTTAGE DRIVE Market Data

Based on the last 30 days in this zip code

$430,420
Average List Price
$264
Average Price per Square Foot
119
Properties Sold
82
Average Days on Market
394
Properties for Sale
Calculations provided by Reliance Network

1028 COTTAGE DRIVE History

Date Event Value Agent
6/28/2026Source: My Florida Regional MLS Price Reduction
$1,085,000 -0.2%
6/19/2026Source: My Florida Regional MLS Price Reduction
$1,087,000 -0.1%
6/14/2026Source: My Florida Regional MLS Price Reduction
$1,088,000 -0.1%
6/4/2026Source: My Florida Regional MLS Price Reduction
$1,089,000 -0.1%
5/25/2026Source: My Florida Regional MLS Price Reduction
$1,090,000 -0.5%
4/25/2026Source: My Florida Regional MLS Price Reduction
$1,095,000 -0.4%
4/20/2026Source: My Florida Regional MLS Price Reduction
$1,099,000 -0.1%
4/1/2026Source: My Florida Regional MLS Price Reduction
$1,099,900 -4.4%
3/23/2026Source: My Florida Regional MLS Price Reduction
$1,150,000 -3.3%
3/11/2026Source: My Florida Regional MLS Price Reduction
$1,189,000 -0.5%
3/4/2026Source: My Florida Regional MLS Status Change
Active
2/18/2026Source: My Florida Regional MLS Status Change
Pending
1/24/2026Source: My Florida Regional MLS Price Reduction
$1,195,000 -0.3%
12/31/2025Source: My Florida Regional MLS Added to Database
December 31, 2025